Canadian Christian Theological Seminary (CCTS)

Financial Policy & Tuition Guidelines

1. Statement of Purpose

Canadian Christian Theological Seminary (CCTS) is committed to providing accessible, affordable, and high-quality theological education. The Seminary seeks to balance financial stewardship with its mission to equip men and women for effective Gospel ministry. This financial policy outlines tuition, fees, payment expectations, and related procedures to ensure clarity and accountability for all students.

2. Tuition and Fee Structure

All tuition and fees are listed in Canadian Dollars (CDN) and are subject to periodic review by the administration.

• Application Fee: $50 CDN (non-refundable)

• Course Cost: $300 CDN per course

• Certificate Programs: $1,500 CDN (block rate)

• Bachelor Degree Programs: $5,000 CDN (total program cost)

• Master’s Degree Programs: $3,000 CDN (total program cost)

• Doctoral Programs: $3,500 CDN (total program cost)

• Graduation Fee: $200 CDN

• Program Change Fee: $200 CDN

The Honorary Doctor of Divinity is conferred as a recognition of ministry service program. Inquiries regarding this honorary distinction should be directed to the Seminary administration.

3. Payment Policy

Tuition and applicable fees must be paid in full prior to course access or program progression unless otherwise arranged.

CCTS offers flexible payment plans to assist students in managing educational costs. Students seeking a payment arrangement must contact the Seminary administration to establish an approved plan. All payment plans must be agreed upon in writing, and students are expected to remain current with scheduled payments.

Failure to meet agreed payment obligations may result in:

• Suspension of course access

• Withholding of grades or transcripts

• Delay in graduation eligibility

4. Refund Policy

CCTS maintains a fair and reasonable refund policy:

• Application Fee: Non-refundable

• Course Withdrawal (Before Course Access): 100% refund (excluding application fee)

• Course Withdrawal (Within First 7 Days of Access): 50% refund of course cost

• Course Withdrawal (After 7 Days): No refund

For full program enrollments (certificate or degree programs), refunds will be prorated based on the portion of coursework not yet accessed, at the discretion of the administration.

All refund requests must be submitted in writing to the Seminary administration.

5. Graduation Requirements and Fees

Students must ensure that all financial obligations are fulfilled prior to graduation. The $200 CDN graduation fee must be paid before a diploma or degree is issued.

CCTS reserves the right to withhold diplomas, transcripts, or official academic records until all outstanding balances are paid in full.

6. Program Changes and Administrative Fees

Students requesting a change in program (e.g., certificate to degree, or degree transfer) are subject to a $200 CDN program change fee. Approval of program changes is subject to academic and administrative review.

7. Financial Responsibility

Enrollment at CCTS constitutes a financial agreement between the student and the Seminary. Students are responsible for all tuition and fees associated with their enrollment.

CCTS encourages students to plan responsibly and to communicate proactively with administration regarding any financial challenges. The Seminary seeks to work with students in a spirit of grace, integrity, and mutual accountability.

8. Policy Review and Amendments

CCTS reserves the right to update or amend this financial policy at any time. Students will be notified of any significant changes affecting tuition or fees.